First Time Home Buyers

If you are a first time Louisville area home buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Louisville, KY.

  • Pre-Approval: This is your first step!  This will tell you what price range you need to be searching in so you don't waste time. But more importantly, sellers will be more receptive to offers when you have been pre-approved. 
  • Needs & Wants: It is important to deicde on features that are "must-haves" and items that are "bonuses".  You will find that no single property can satisfy every need and want.  That is why you should priorize these items based on importance.  Items like area, number of bedrooms, number of bathrooms outweigh the fact the house may have wallpaper you don't like.
  • Louisville Real Estate Professional: Make sure you are represented!  In some cases, a real estate professional will represent both the buyer and the seller.  Yet, I would not suggest this.  Having your own represenation is important because you want someone working for you and your best interests alone.  And remember, here in Louisville it is customary for the seller to pay the Louisville real estate professionals.  So, take advantage!
  • Be Objective: Think with your head instead of your heart when assessing a Louisville home you like. Does this home meet your needs?  Does it fit your budget?  
  • Inspections: This is extremely important.  Once you have an accpeted offer, make sure you get all the inspections you want.  This may cost you a little more money upfront, but it could save you from big expenses down the road.

The home buying process may seem a little overwhelming. That is why having a Louisville real estate professional represent, educate and guide you is highly recommended. Please contact us directly to discuss any of these matters in further detail.

First Time Louisville Home Buyer
During my relocation, Mitchell Thomas was extremely helpful during the entire process, helping us find the best possible location given our price range. He was very knowledgeable and was able to answer all of our questions regarding, insurance agents, mortgage companies and short term living arrangements until closing. Bottom line - Mitch is without a doubt, one of the best Realtor's we've ever worked with.
M. Amer
Mitch knew exactly what we wanted and was able to get us into the home of our dreams.
J. Cartmell
Mitch is awesome to work with. He communicates proactively, has great instincts and is very professional with us as a seller and to the clients we serve. Highly recommend him for any and all.
D. Robinson
Mitch was fantastic help! In the course of a year, we looked at about 100 homes. It took some time, but Mitch was very helpful and was on top of emailing newly listed properties the morning they went up. He's highly knowledgable, especially during the offer and approval stages. I certainly recommend Mitch for anyone looking to buy or sell a home in Louisville!"
A. Meece
Knowledgeable, friendly, efficient, quick to respond. He got the job done and maintained nothing but professionalism and poise throughout the entire process. He also acted as our buyers agent on the home we purchased, once again...we couldn't be happier with his service. He's on point, we wouldn't recommend anyone else.
A. Amos
Mitch is an amazing realtor that was always available to help answer questions, find properties, and give advice. If you are looking for a top notch realtor that goes above and beyond for his clients then Mitch is the perfect choice. He knows the real estate landscape, the local markets, and even outside of Kentucky markets. We will be using him moving forward on all our property purchases. I highly recommend him if you are looking at purchasing property of any kind.
S. Lynch
Mitch was great to work with. He had a quick response time and was very helpful with answering our questions about the home buying process such as working with the lender, getting the inspection and making counter offers. He also did a great job pointing out things in houses that were good investments or houses that may not have the best resale value. We highly recommend him.
A. Smith
Mitch has again helped be purchase a home. He is the ONLY realtor I will use in the Louisville area. I have been a client for a few yrs and he has represented me in several purchases as well as sales and renters for my homes. He is extremely professional and detail oriented as well as knowledgeable in the Louisville and surrounding areas real estate market. I would not have become a repeat client if he was anything less the superb at what he does.
D. Widmann
Mitch is the consummate professional. We decided to sell our house and buy a new one a week before going on vacation. Within 3 days of returning, we had a contract ready to go! And when the buyer backed out due to lack of funds, he was calm and had a plan in place. He re-listed our home and had it sold again within 24 hours. We closed on that house last week and just moved into our new home. We couldn't have been happier with Mitch!
F. Longenecker
Mitch is currently marketing the sale of our first home that he found for us and we are in the process of looking for our next home with him as well. Mitch is the most professional, straight-forward and progressive-thinking realtor that I've come across and he has a customer for life. I would recommend him to anyone looking for a home in the Greater Louisville area.
C. Meece
Being a first time home buyer and going through the home buying process can be a scary thing. Mitch made the search very enjoyable and easy! The stress of home buying was gone! Mitch was readily available to answer any questions and concerns I had! I will continually recommend Mitch to any friends looking for a new home! He will also be the first call I will make when ever I start looking for my next home!
T. McGinnis